We have been in the accounts receivable factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and having had these experiences, can lend a helping hand to get you through any difficult times you might come under. We won't turn the lights off when the times get difficult, like a few accounts receivable factoring companies regretfully have before.

All factoring companies have yardsticks for size, industry, and risk. It's not practical for you to know which accounts receivable factoring firm is a second to none fit for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the most suitable fit for your business - whether it's with us or another accounts receivable factoring company.

We have a vast A-List of accounts receivable factoring industry counterparts, these trusted connections were built over 20+ years in the business. So, after you take the time to lay out your needs to us, we have no doubt that you will find just what you need..

Most accounts receivable factoring firms let you select and choose your customers to factor. But a handful of them usually require a minimum dollar amount before they'll do business with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will make you use accounts receivable factoring when you don't require it.

Most accounts receivable factoring firms fees are hidden. You better take out your magnifying glass to read the fine print. Be rest assured, We will not treat you this way.  We are totally upfront about our fees. When you apply, you are provided a crystal-clear, no obligation rate proposal with the fee for your company. It is going to be tough finding another factoring company, if any, that will be totally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few factoring businesses are funded by Wall Sreet bankers. We are a privately held company and don't take orders from investors and boards. Much like you, we are like-minded business people who know what it takes to run a business. We hear your story, go over your concerns. Based on that information we will put together a tailored solution for you. Most factoring businesses particularly the Silicon Valley ones usually rely on an algorithm to determine your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Most accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or don't want to be bothered.

Don't dismiss the fact that the accounts receivable factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we watch each invoice and follow them as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns so to work on them right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Be on guard for negative payment trends. This is essential to avoid unnecessary write-offs.

Our company uses the latest technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Most other companies are not even in the ballpark.